Payments & Compliance

Our approach to payments, security, and regulatory compliance

Payment processing and facilitation

AirLode currently operates using Stripe's licensed payment facilitator (PayFac) and platform infrastructure.

Stripe acts as the regulated payment service provider, while AirLode provides software, integration, and operational tooling that enables platforms and developers to embed payments into their applications.

Roles and responsibilities

Stripe's role

Stripe is responsible for regulated payment services, including payment processing, settlement, and compliance obligations.

AirLode's role

AirLode does not act as a bank, card issuer, or licensed payment facilitator. AirLode provides software and integration services that operate on top of Stripe's licensed infrastructure.

Built on Stripe's PayFac model

AirLode uses Stripe's licensed PayFac platform to support embedded payments for:

  • SaaS platforms
  • Vertical software providers
  • Developers building applications that require embedded payments

Developers integrate payments through AirLode's tooling, while Stripe performs regulated payment processing and facilitation.

Security & data protection

Security and data protection are core principles in how AirLode is built.

Our systems are designed with:

Encryption in transit

All data transmitted through our systems is encrypted using industry-standard protocols.

Least-privilege access controls

Access controls ensure users and systems only have access to what they need.

Segmented infrastructure

Systems are designed with separation and isolation in mind.

Audit-friendly logging and change management

Comprehensive audit logging supports compliance requirements.

Sensitive payment data is handled by Stripe in accordance with their compliance obligations and security standards.

Compliance mindset

AirLode takes a conservative and transparent approach to compliance.

  • We clearly distinguish between regulated payment services and software tooling.
  • We design systems with auditability and traceability in mind.
  • We avoid making claims beyond our current regulatory scope.

As the platform evolves, AirLode intends to expand its capabilities responsibly and in line with applicable regulatory requirements.

Looking ahead

AirLode is being built with a long-term view.

While we currently operate using Stripe's licensed payment infrastructure, the platform architecture is designed to support additional payment methods and integrations over time, subject to regulatory approvals and partnerships.

Any future changes to how payments are provided will be communicated clearly and transparently.

Regulated environments

AirLode is designed to support platforms operating in regulated environments, including healthcare.

By operating on top of Stripe's licensed PayFac infrastructure, AirLode ensures a clear separation between regulated payment services and software tooling, supporting transparency, auditability, and compliance-first design.

Frequently Asked Questions

No. AirLode is a software and integration platform. Payment processing is provided by Stripe, a licensed and regulated payment service provider acting as payment facilitator.

Stripe handles card payments, settlements, and regulated payment processing as the licensed payment facilitator. AirLode provides the software layer that integrates payments into applications and platforms.

No. AirLode does not hold customer funds or operate as a bank or card issuer.

Stripe provides globally trusted, regulated payment infrastructure as a licensed payment facilitator. Using Stripe's PayFac platform allows AirLode to focus on building reliable software and workflows while relying on established, regulated payment rails.

Yes. AirLode is designed to integrate with Stripe-based payment setups used by platforms and developers.

AirLode is built with security, privacy, and auditability in mind. Sensitive payment data is handled by Stripe according to its compliance standards. AirLode designs its software to support privacy-conscious and regulated environments.

AirLode is designed with a long-term view. Additional payment integrations may be supported over time, subject to regulatory approvals and partnerships.

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